Gan, Christopher <br/><br/>
Commercial Banking 

 - Basel, Switzerland  MDPI - Multidisciplinary Digital Publishing Institute  2021 
 - 1 electronic resource (142 p.) 
<br/><br/> Open Access 
<br/><br/> The existence of financial intermediaries is arguably an artifact of information asymmetry. Beyond simple financial transactions, financial intermediation provides a mechanism for information transmission, which can reduce the degree of information asymmetry and consequently increase market efficiency. During the process of information transmission, the bank is able to provide unique services in the production and exchange of information. Therefore, banks have comparative advantages in information production, transmission, and utilisation. This book provides an overview of commercial banking and includes empirical methods in banking such risk and bank performance, capital regulation, bank competition and foreign bank entry, bank regulation on bank performance, and capital adequacy and deposit insurance. 
<br/><br/><br/>Creative Commons 
<br/><br/><br/>English 
<br/><br/><label>ISBN: </label>books978-3-0365-0941-9 9783036509402 9783036509419 
<br/><br/><label>Standard No.: </label>10.3390/books978-3-0365-0941-9  doi 
<br/><br/><label>Subjects--Topical Terms: </label><br/>Coins, banknotes, medals, seals (numismatics)
<br/><br/><label>Subjects--Index Terms: </label>deposit insurance capital adequacy bank risk foreign bank entry bank competition H-statistics pooled regression dynamic panel models risk-taking behavior banks efficiency data envelopment analysis Asia-Pacific regulations bank capital meta-analysis Bayesian model-averaging capital regulation competition Indian banking sector panel data revenue diversification bank risks bank performance net interest income non-interest income risks capital